Catgeories: Q&A with Lubell Rosen,

Health care Professionals continue to put their lives at risk amid the battle against the COVID-19 pandemic. While many states, such as New York, have temporarily implemented safeguards shielding doctors from civil liability for medical malpractice suits related to COVID-19 treatment, Florida has not followed suit. As of today, Florida laws remain unchanged, leaving doctors open to an influx in COVID-19 related lawsuits. On April 4, 2020, New York Governor Andrew Cuomo signed The Emergency Disaster Treatment Protection Act. The Act protects doctors and health care facilities and medical professionals, including volunteers from medical malpractice and negligence claims arising out...
Catgeories: Q&A with Lubell Rosen,

Question: (Part 2 of 4): While waiting for the government to re-fund the PPP loan program, what else can my medical practice do to bring in revenue or save money while our office is partially or fully closed? Answer: 2. HEALTH INSURANCE RECOVERY: Another practice area of the firm that can help make you money at no expense to you is our health insurance recovery team, led by Sinead B. Killeen, Esq. This group will help you make the most of your accounts receivable to recoup the maximum amount possible from your underpaid and denied health insurance claims. We will...
Catgeories: Q&A with Lubell Rosen,

Question: (Part 1 of 4): While waiting for the government to re-fund the PPP loan program, what else can my medical practice do to bring in revenue or save money while our office is partially or fully closed? Answer: 1. PIP RECOVERY: If your practice sees patients that were involved in an automobile accident, you may have unpaid or underpaid medical bills. Ryan Sanders, Esq. heads our PIP recovery team. PIP Insurance is supposed to pay 80% of all medical bills, but more often then not, fails to do so. We can look back through up to 5 years of...
Catgeories: Q&A with Lubell Rosen,

Question: Is it true that banks are running out of money for the PPP program today? Answer: All predictions are that the money will run out today or early tomorrow. Community banks may last slightly longer but it is estimated that even they will be out before the weekend.If you haven't made your application yet, we strongly advise you to get it in this morning. Our firm will continue to assist clients process applications even after funding ends in the hope that the government will add funds.   Written by: Joshua H. Sheskin Esq.   Joshua H. Sheskin's practice focuses...
Catgeories: Q&A with Lubell Rosen, Uncategorized,

Question: Why is HHS handing out stimulus money to some doctors and not others? Answer: 30 billion dollars were set aside from the stimulus to go directly to the healthcare industry to fight Covid-19. If HHS determines a doctor is a participating Medicare, and essential to the fight against Covid-19, HHS will automatically send some of the thirty billion to that doctor. There is no way to apply for the money distribution is solely HHS' call.   Written by: Joshua H. Sheskin Esq.   Joshua H. Sheskin's practice focuses on employment and ADA litigation, with an emphasis on representing and...
Catgeories: Q&A with Lubell Rosen,

Question: Which banks are still accepting loan applications and which banks have stopped or never really started? Answer: Wells Fargo, City National, and BBVA USA Banks have paused their application programs. SunTrust and BB&T are merging. They are not processing anything yet just asking for customer’s names while placing them in what they call “a line”. BankUnited, Capital One, and Citizens are not processing loans yet either. Bank of America is JP Morgan Chase, Fifth Third, Regions, and TD are issuing loans. The process is not expeditious, but you can apply to them through their programs. Paypal has a program...
Catgeories: Q&A with Lubell Rosen, Uncategorized,

Question: If I am an independent contractor, or sole proprietor, how much can I qualify to borrow under the PPP? Answer: An independent contractor, or sole-proprietor, can qualify for 2.5 times their monthly net income as reported on their 2019 taxes. This requires that you at least have a copy of your 2019 taxes, even if you have not submitted them yet. While banks were supposed to be ready on Friday to issue PPP loans for sole proprietors, and independent contractors, only a limited number of banks have launched their programs. While this is discouraging, we may be able to...
Catgeories: FirmNews, Health Law,

The Centers for Medicare and Medicaid Services (“CMS”) is working with participating provides and suppliers to ensure they have the funds necessary to continue operating without disruption. During the current public health emergency caused by the COVID-19 pandemic, the Medicare Accelerated and Advanced Payment Program (the “Program”) will lend most providers or suppliers as much as 100% of the amount it received during the preceding six (6) month period. (A critical access hospital may request as much as 125% of the amount it received in the preceding 6 months.) NOTE: This discussion is limited to the Program’s impact on physicians...
Catgeories: Q&A with Lubell Rosen,

Question: I hear the application form at some banks is two pages, other banks take fifteen minutes to apply, is this true? Answer: No, people mistake the one, or two-page, form they fill out through Suntrust, BB&T, and others, as the full application. What you are really doing is reserving a spot in line for the funding, but you are not applying for the funding yet. The reason why banks do this is because the regulations keep changing, a full week after the program went into effect. There is no end in sight to the changes and the banks do...
Catgeories: Health Law, Medical Malpractice Defense,

In the mist of the COVID-19 pandemic, medical practices are overwhelmed with the number of patients seeking testing and office visits related to COVID-19. Interpol has released a “purple notice” to its 194 member countries warning them of the heightened ransomware threat during the pandemic. The threat of cybercrime has increased in the United States against organizations dealing with the pandemic, as reported by a statement released by Microsoft Corp. Ransomware and malware are forms of cybercrime which are used to disrupt entities who conduct business over “internet of things” devices. As most medical practice in the United States have...