Comparison Chart

Pre-Paid Legal Defense vs. Insurance

While some have compared Pre-Paid Legal Defense program (PPLD) to insurance, in reality, it is the complete antithesis of insurance.  Here are some key differences between Pre-Paid Legal Defense and insurance.

Annual price increasesNoYes

Higher rate prior claims

Maximum annual rate increase5%Unlimited
Covers corporate entitiesYesNo

Covers staff members

Client has full settlement authorityYesNo
Client hires attorney directlyYesNo